Banking & Cards

Mercury

Banking built for startups and fast-growth brands. No fees, powerful API access, and native QuickBooks sync. Mercury is the default bank we recommend to every new Ottit client — and we’ve negotiated three months of their Team tier, free.

Ottit Exclusive Perk
3 months Mercury Team, free
~$840 value · For new Mercury accounts only
About the Partner

The bank that actually works with your books.

Mercury is a financial technology company offering FDIC-insured banking, corporate cards, and treasury products built specifically for startups and growth-stage companies. Unlike traditional banks, Mercury was designed with software integrations first — meaning your transactions flow cleanly into accounting without manual cleanup.

For e-commerce brands, Mercury’s real-time transaction data and rule-based categorization means Ottit can reconcile your books faster, with fewer questions and no end-of-month scrambles.

🏦
No-Fee Banking
No monthly fees, no minimum balances, no wire fees on standard transfers. Keeps overhead low for early-stage brands.
🔌
Native QBO Sync
Direct API connection to QuickBooks Online. Transactions auto-categorize and hit your ledger without any manual entry.
🛡️
Team Controls
Multi-user access with granular permissions. Ottit gets read-only view access — no shared passwords, no access creep.
Why Ottit Recommends It
The Ottit Take

“Mercury eliminates about 30% of our month-end questions. The transaction data is clean, the categorization is consistent, and the API never goes down. For brands doing more than $500K in revenue, it’s a no-brainer.”

— Ottit Founding Team, Former Big 4 Auditors
~60%
of new Ottit clients move to Mercury
$840
saved via Ottit exclusive perk
30%
fewer reconciliation questions monthly
How to Claim

Open your account. We handle the rest.

01
Apply via the Ottit partner link

Use the exclusive link below — this ties your application to Ottit’s referral code and unlocks the 3-month Team free offer. Do not apply directly at mercury.com.

02
Complete Mercury’s KYB verification

Mercury requires standard Know Your Business documentation — EIN, formation documents, and owner ID. Most applications are approved within 24–48 hours.

03
Add Ottit as a viewer

Invite your Ottit team with read-only access. We’ll connect Mercury to your QuickBooks and set up automatic transaction rules within 24 hours.

04
Team plan activates automatically

Your 3 months of Mercury Team features activate at signup. After the free period, you’ll be on standard Team pricing (~$35/month) unless you downgrade.

Integration Details

How it fits your Ottit setup.

Mercury connects to QuickBooks Online as a bank feed, pulling transactions in real time. Ottit configures the matching rules, so categorization is consistent from day one.

Sync frequency
Real-time bank feed
Connected tools
QuickBooks Online, Ramp, Gusto
Ottit access level
Read-only viewer (secure)
Setup time
24 hours post-account approval
Ready to claim?

3 months. On us.

Mercury’s Team plan unlocked free for Ottit clients. Better banking, connected books, less month-end chaos — starting day one.

E-Commerce
Startups
SaaS
Advertisers
Marketing Agencies
IT Firms
CPG
App Developers
Pre Revenue
Fund Raising
E-Commerce
Startups
SaaS
Advertisers
Marketing Agencies
IT Firms
CPG
App Developers
Pre Revenue
Fund Raising
E-Commerce
Startups
SaaS
Advertisers
Marketing Agencies
IT Firms
CPG
App Developers
Pre Revenue
Fund Raising
Ready to jump in?
Let's recon
something
amazing
together.
Revenue Recognition
Analysis + Reporting
Reconciliation
Inventory Assets
COGS
Categorization
A/P + A/R
Data Entry
Historical Clean Ups
Revenue Recognition
Analysis + Reporting
Reconciliation
Inventory Assets
COGS
Categorization
A/P + A/R
Data Entry
Historical Clean Ups
Revenue Recognition
Analysis + Reporting
Reconciliation
Inventory Assets
COGS
Categorization
A/P + A/R
Data Entry
Historical Clean Ups